I Got a Pre-Foreclosure/ Foreclosure LetterIn My Mailbox… Can I Get Rid of My Stockton House Before I Get Foreclosed On & Ruin My Credit?

I Got a Pre-Foreclosure/ Foreclosure LetterIn My Mailbox… Can I Get Rid of My Stockton House Before I Get Foreclosed On & Ruin My Credit?

 

 I Got a Pre-Foreclosure/ Foreclosure LetterIn My Mailbox... Can I Get Rid of My Stockton House Before I Get Foreclosed On & Ruin My Credit?

 

Are you in the unpleasant situation of having a Stockton house in foreclosure? If you’re like almost everyone, all you really want to do is free yourself from this unfortunate situation in tact… salvage your credit, and move on without it hurting your future. Is it doable? The short answer: yes. The long answer: it’s a little more complex, but commonly you can get rid of your property ahead of foreclosure. Commonly, the earlier you get started, the better.

Getting rid of Your Stockton House In Foreclosure – How it works

There are many people in Stockton who have dealt with foreclosure in the past few years. Banks don’t deal with foreclosures the same way they used to. Since the changes in the economy, their view on foreclosures have evolved..

Banks are in business to lend money, make mortgages, and speculate in notes/mortgages, not in property management. Abandoned, auctioned, and vacant homes are not what they want. Banks are in business to make money, not burn it… they’ll make the most amount of money by helping you avoid foreclosure by helping you sell your property. However, dealing with banks during any part of the foreclosure process can be a huge pain. We’ve learned a few tips over the years of dealing with banks that will help you stop your foreclosure.

Cooperating With Banks During The Foreclosure Process

Always over-communicate with the bank (but don’t be irritating). Call with updates and show them what you’re doing to get your property sold.

Don’t miss deadlines. Catastrophes happen right. The world stops spinning and although you may have done everything in your power… sometimes you cannot make a deadline. Call in advance and let them know if you are going to miss a deadline.

Remember that bankers are people too. Do not be overly dramatic, but talking about your situation and proving your determination to fix the problem to make it right, goes a long way.

Start keeping careful records of every discussion you have with the bank. Nothing counts unless it’s recorded. Make sure to keep track of each person you speak with, what they said, and any promises made.

Take a look at all your options, including short sale, loan modifications, and then bankruptcy. Depending on the details of your personal situation, you may also be able to substantially decelerate the foreclosure process with enough effort. With its own policies and procedures designed to help homeowners avoid foreclosure each bank has its own options on how flexible they can and are willing to be.

Don’t wait. Unfortunately, time is of the essesnce. The longer you wait, the futher behind you become, the less options are open to you.

If you’re looking to sell your Stockton house in foreclosure fast, check us out online and call us now.

We specialize in helping at risk property owners in risky situations like pre-/foreclosure around Stockton and the whole state of California . We help homeowners get out ofvery difficult situations and avoid foreclosure. In certain circumstances we can negotiate directly with the bank to reduce the amount you owe and (oftentimes) even help you walk away from your property with cash.

 

If you have to to sell a property near Stockton , we can help you.

 

We buy properties like yours from folks who have to to sell fast.

We close fast and can pay cash in as little as just 3-5 days. Give us a call now at 888-509-6267 Ext 4 or check out our website over here.

Get rid of Your Stockton House Fast – We Buy Houses…Get A Cash Offer Today

 

We’re happy to help you find answers to your toughest questions about your Stockton real estate, so please feel free to call us at 888-509-6267 Ext 4 and chat with us anytime.

Fill out this form or give us a call anytime at 888-509-6267 Ext 4 for a Fair Cash Offer
Visit our website See how we buy houses fast!

Check out our articles to educate sellers!

www.gpbuyshomes.com/blog

We buy homes in: 95202, 95203, 95204, 95205, 95206, 95207, 95209, 95210, 95212, 95219.

 

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Are you looking to find other properties to invest in… visit our investor website or give us a call anytime at 888-509-6267 Ext 3 for a Fair Cash Offer
See how investing works with Glymph Properties

Check out our investing articles to educate investors!
www.gpsellshomes.com/blog

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Are you looking for rent to own properties… visit our rent-to-own website or give us a call anytime at 888-509-6267 Ext 5 for a Fair Cash Offer

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