Behind On My Home Loan Payments… How Can I Sell My Boise, Idaho Property Fast?

Boise, Idaho: The Biggest Local Boise, Idaho Companies To Buy Your Property Fast Even If You Are A Few Home Loan Payments Behind!

 stop my foreclosure in Boise , Idaho

Just Sold My Property in Boise .

Missed several mortgage loan payments? Surprisingly… you can stop foreclosure in Boise even with many missed home payments.

When you go into default in your bank loan payments on your Boise home, it can feel like you are being consumed by debt.

Not only making the most recent payment, then you have to worry about playing catch-up on the bank loan payments you’ve missed and the fees… It can be intimidating.

If you are behind on bank loan payments there are a few options that can help you to avoid foreclosure in Boise maybe even sell your property. A good deal of houses in Boise, Idaho have been lost to foreclosure, but there are many ways to avoid it.

1. Chapter 7

Typically, this is the last thing you want to do. If you’re being crushed by lots of debt, bankruptcy can be a good way to negotiate with lots of creditors at once. It is a lot of work, and it won’t help you avoid your mortgage loan. Every creditor has its own process that it follows for bankruptcies. If you’re considering bankruptcy, our advice would be to get professional help.

2. Talk to your lenders – let them know you will definitely continue paying your loan as soon as possible

This can be a good card to play, but it may come with some unforeseen consequences. If you reaffirm your commitment to make your mortgage payments, you have to make your payments. If your Boise, Idaho property is auctioned off, an affirmation could cause extra responsibilities.

3. Making House Affordable (MHA)

You might be able to participate in the MHA program if your bank loan qualifies. Any loans backed by Fannie Mae or Freddie Mac must be considered for MHA, and other lenders can choose to participate in MHA or not.

The principal balance on your mortgage and even your interest rates may be lowered if you are eligible for the MHA program. Suspended. Reduced. If you are unemployed this is definitely possible.

Be prepared to deal with a lot of paperwork because as I am sure you are aware MHA is a government program. This “free” money is not completely free… you’ll have to pay for it with your time and energy.

4. Hammer out a deal

Lots of lenders routinely offer some level of assistance. You have to work hard at it, but you might be able to get your interest rate reduced or a temporary reduction in your home loan payment.

Most of the time, lenders will want to steer you to refinance your loan, but by the time you are a few payments behind, you probably don’t qualify for a cut in the interest rate.

Negotiating with the bank is like running a marathon, after a marathon, after a decathlon, after an iron man. You have to be doggedly persistent. Your pride kind of has to go out the window. You’re going to have to call, call again and again and again, fax, and email. When you feel fed up and think ” they are not cooperating with me” you are going to have to swallow It and call again. Never, ever act rude. Ask for help from everyone you speak with, but do not sound entitled. don’t give up. Explain your situation. Offer any supporting documents you have. Most importantly, let the bank know that you are fighting for your house because you plan on living there long term.

If you sincerely want to stay in your property and make amends with the bank, just tell them. Your mortgage provider is remarkably understanding as long as you are willing to work with them. Sometimes they’ll be open to adding a number of months of mortgage payments back onto the primary balance of your loan. Your house loan balance is almost nothing to them. Not even a grain of sand in the Sahara. Remind them that you need a little assistance and that ultimately they will end up making a lot more money in the end.. Accepting an immense loss is not on the agenda for the mortgage lenders. They do not want to put your property into foreclosure because they know that if they put in the effort to work a deal out with you they’ll make a big profit in the end.

That sounds obvious, but for some reason, bankers seem to forget it when they say no to someone in crisis.

5. Put Home Ownership On Hold & Sell to an investor that works in Boise 

If you are behind in your mortgage payments and need to sell fast, Glymph Properties can help. Depending on your situation, if you’d like we may even be able to help you stay in your Boise home.

We work with Boise, Idaho homeowners to find solutions to prevent foreclosure.

Give Glymph Properties a call and we will see what we can do for you!


If you must get rid of a house near 83709, we can help you. We buy Idaho houses like yours quickly.

Give us a call anytime 888-509-6267 Ext 4 or fill out the form here today-!

Glymph Properties is glad to help you find answers to your most difficult questions regarding the Boise, Idaho housing market, so please give us a ring at 888-509-6267 Ext 4 and chat with us whenever.

Fill out this form or give Glymph Properties a call anytime at 888-509-6267 Ext 4 for a Reasonable Cash Offer

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We buy houses in: 83702, 83703, 83704, 83705, 83706, 83709, 83712, 83713.


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