I received several past due notices. I want to sell my San Francisco house. What can I do?

San Francisco: The Most Professional Local San Francisco, California Businesses To Buy Your Home Quickly Even If You’re A Couple Of Mortgage Loan Payments Behind!

 selling a house in probate in San Francisco , California

Behind on bank loan? Whether you believe it or not… you can stop foreclosure in San Francisco even with a couple of late property payments.

Drowning. Impossible. Swamped. Fed-up. Completely absurd. That is how you feel when you get behind on your home mortgage loan in a city like San Francisco.

Not only making the most recent payment, then you have to worry about playing catch-up on the bank loan payments you have missed and the fees… It can be tricky.

There are a few options that can help you to avoid foreclosure in San Francisco and maybe even keep your house, even if you’re seriously behind in payments. A good deal of homes in San Francisco, California have been lost to foreclosure, but there are various ways to avoid it.


1. Flying the white flag

Everyone is afraid of bankruptcy- it can be a very complicated process. If you’re being crushed by lots of debt, bankruptcy can be an easy way to negotiate with lots of lenders at once. It won’t make your home loan disappear, but it will put you on a path to eventually walk away. You won’t come out unscathed, but you will survive. Your mortgage lender may handle the process completely different than someone else’s lender. So there’s no way Glymph Properties could provide anyone with the exact process. Get the best professional help you can afford if you are filing bankruptcy.


2. Talk to your lenders – let them know you will definitely continue paying your loan as soon as possible

This can be a good card to play, but it may come with some unseen penalties. Basically, reaffirming the loan is an additional commitment to pay. In some states where it’s allowed, an affirmation can create additional liabilities if your property is auctioned off.


3. Making House Affordable (MHA)

You might be able to participate in the MHA program if your mortgage qualifies. If you have a loan backed by Freddie Mac or Fannie Mae then you have to be considered for the MHA. However, if you have another lender then it’s up to their discretion whether or not they participate in the MHA program..

The principal balance on your mortgage and even your interest rates may be lowered if you are eligible for the MHA program. Suspended. Reduced. If you are unemployed this is definitely possible.

MHA is a government program, so be prepared to deal with lots of paperwork. This “free” money isn’t completely free… you’ll have to pay for it with your time and energy.


4. Negotiate

Most lenders offer some level of assistance. You have to work hard at it, but you might be able to get your interest rate reduced or a temporary reduction in your bank loan payment.

Most of the time, lenders will want to steer you to refinance your loan, but by the time you’re a few payments behind, you probably don’t qualify for a decrease in your interest rate.

You have to work diligently to negotiate with a bank. Usually, it takes lots of calls and the patience to watch concrete dry to get through the bureaucracy. Regardless of how frustrated you become never be rude. Ask for help from everyone you speak with, but do not sound frantic. don’t give up. Explain your situation. Offer any supporting documents you have. Most importantly, let the bank know that you are fighting for your property because you plan on living there long term.

If this is really a temporary situation and doesn’t want to give up your home, most lenders would probably be willing to work with you. Sometimes they would be willing to add a few months of house loan payments back onto the primary balance of your loan. Your mortgage loan balance is almost nothing to them. Not even a drop in the ocean. Let them know that you need a little help and that in the end, they will end up making a lot more revenue in the long run. The last thing that the banking institutions want to do is foreclose because they would miss out on a bunch of money. If you’ll meet them halfway they will work with you.

It sounds obvious, but for some reason lenders apparently, forget it when they say no to a homeowner in crisis.


5. Contact a San Francisco, California home buyer

Glymph Properties will buy your San Francisco, California house if you’re behind on your payments, and need to sell your San Francisco house. In certain circumstances, we may even be able to help you stay in your property.

We work with property owners in San Francisco to find solutions to prevent foreclosure.

Give Glymph Properties a call and we will see what we can do for you!


If you need to sell a property near San Francisco, we should be able to help you. We buy homes in San Francisco, California like yours extremely fast.

Give Glymph Properties a call anytime 888-509-6267 Ext 4 or fill out the form here today- www.GPBuyshomes.com!

Our company is delighted to help you uncover answers to your hardest questions regarding San Francisco properties, so please give us a ring at 888-509-6267 Ext 4 and chat with us anytime.

Fill out this form or give us a call anytime at 888-509-6267 Ext 4 for a Fast, Reasonable Cash Offer

Check Out Our Website -See how it works

Check out our articles to educate sellers!


We are interested in purchasing properties within 25 miles of the following zip codes: 94102, 94103, 94104, 94105, 94107, 94108, 94109, 94110, 94111, 94112, 94114, 94115, 94116, 94117, 94118, 94121, 94122, 94123, 94124, 94127, 94131, 94132, 94133, 94134, 94158.


Looking to find more extremely high ROI investment properties… check-out our investor website or give us a ring anytime at 888-509-6267 Ext 3

See how investing works with Glymph Properties

Free investor resources!



Searching for a rent to own property… head over to our rent-to-own website or give us a ring anytime at 888-509-6267 Ext 5

See Glymph Properties Rent-To-Own Properties

Have a look at our rent-to-own articles to educate renters looking to buy!



If you’re looking to sell a house…You probably found this web site because you Googled one of these key phrases: easily sell a house 94108 – we buy homes 94108 – sell my property easily San Francisco – stop foreclosure 94108 – home buyers San Francisco, California – cash for houses 94108 – sell my home fast San Francisco – house buyers San Francisco, California avoid foreclosure San Francisco, California – stopping foreclosure 94108 – stop foreclosure now 94108 – selling a house in probate San Francisco stop my foreclosure San Francisco Stop Foreclosure 94108 – avoid foreclosure now San Francisco, California –


If you are looking to buy a home…You more than likely found our terrific little page because you Googled one or more of the following key phrases:reo properties 94108 – bank owned properties 94108 – reo real estate 94108 – wholesale properties 94108 – discount properties San Francisco , California – cash flow properties San Francisco – high roi properties in 94108 – high roi investments in San Francisco , California – cash houses in San Francisco , California discount real estate San Francisco – cash homes in 94108


If you need a rent -2-own house…You may have stumbled upon our fantastic little webpage because you searched Duck Duck Go or Google for one or more of these words: for rent by owner San Francisco – homes for rent by owner 94108 – real estate listings San Francisco – rent by owner San Francisco – rent to own houses 94108 – free rent to own listings San Francisco – rent to own homes in 94108 – rent to own contract 94108rent to own real estate San Francisco , California houses rent to own San Francisco – houses for rent to own San Francisco – lease to own San Francisco – lease option San Francisco, California – seller finance San Francisco – seller financed homes in San Francisco


If you’re looking for an amazing investment opportunity… You probably found our terrific little website because you Googled one or more of these words and phrases:private lending San Francisco hard money lending San Francisco , California – trust deed investing San Francisco , California – private money lending San Francisco – trust deed investments San Francisco , California – buying real estate with ira San Francisco – private mortgage lending 94108 – how to become a private lender 94108 private money lending guide San Francisco , California ira real estate investment 94108 invest in real estate with ira San Francisco , California become a hard money lender San Francisco , California how to loan money 94108 invest money 94108


Find out more about the San Francisco, California real estate With Movoto

Get More Real Estate Market Info... Subscribe Below!

Learn more about us and find other resources on selling your house below. Like us, follow us, connect!

, , , , , , , , , , , , , , , , , , , ,

No comments yet.

Leave a Reply