Please Help Save My property! I am severely Behind On My San Diego home loan.

Behind On My house loan, But I Seriously Want To Sell My House. Can You Recommend Any Local San Diego Businesses That Can Help Me!

 avoid foreclosure San Diego

Really Need To Get Rid Of A Property in San Diego, California Fast

Behind on bank loan? Missed several payments and need a few tips to prevent and avoid foreclosure on your San Diego, California property then go through this article.

Being late on your house home loan is like treading water in the deep end of the swimming pool, then having your best friend run to the edge of the pool and throwing an anvil with ” San Diego foreclosure” printed on it at your head.

Regardless of whether you can make your payment, catching up on a late balance can be an overpowering challenge.

If you’re severely behind on home loan payments there are a few options that can help you to avoid foreclosure in San Diego maybe even keep your property. Tons of properties in San Diego, California have been lost to foreclosure, but there are several ways to avoid it.


1. Chapter 11

Typically, this is the last thing you want to do. However, negotiating with all of your lenders at once will relieve a ton of stress. It’s a considerable amount of work, and it will not help you avoid your bank loan. Different creditors will treat your situation in different ways. You’d benefit from serious professional help- the best you can afford.


2. Reaffirm

Doing so can buy you more time, but may come with more fines. Basically, reaffirming the loan is an additional commitment to pay. In some states where it’s allowed, an affirmation can create additional liabilities if your property is auctioned.


3. Making Home Affordable (MHA)

You might be able to participate in the MHA program if your house loan qualifies. Any loans backed by Fannie Mae or Freddie Mac must be considered for MHA, and other lenders can choose to participate in MHA or not.

With MHA, your home loan payments and/or interest rates might be lowered even the principal balance (if your house is worth less than you owe). You might be able to get your home loan payments suspended or reduced if you are unemployed.

Be prepared to deal with a lot of paperwork because as I’m sure you are aware MHA is a government program. This “free” money isn’t completely free… you’ll have to pay for it with your time and energy.


4. Negotiate with your bank

Call your lender. You’ll learn that nearly all of them have some sort of assistance for situations just like this. It’s going to be tough and take a lot of work… but you may be able to get your interest rate reduced and/or temporarily reduce or temporarily stop your home loan payments.

Most of the time, lenders will want to steer you to refinance your loan, but by the time you are a few payments behind, you probably don’t qualify for a reduction in interest rate.

Negotiating with the bank is like running a marathon, after a marathon, after a decathlon, after an iron man. Usually, it takes lots of calls and the patience to watch paint dry to get through the bureaucracy. Do not sabotage yourself by being impolite. Try not to come across as frantic, but try to get as much help from anyone in a position to help as possible. Explain the situation, offer supporting documents, and reassure the lender that you want to live in your home for the long term.

If you sincerely want to stay in your home and make amends with the bank, just tell them. Your mortgage company is exceedingly understanding as long as you’re willing to work with them. Playing catch up. Pretty much if you have only missed a number of payments, sometimes your lender will just tally your missed payments back onto your balance. It is all dollars and cents to them, so remind them that you need a little bit of their assistance to give them a ton of cash over the long run. If they need to sell your property at a foreclosure auction, they’ll end up taking a huge loss.

That sounds obvious, but for some reason, bankers appear to forget it when saying no to a homeowner in need of a little leeway.


5. Get a bridge loan from an investor

If you are behind in your home loan payments and need to sell fast, we can help. In certain situations, we may even be able to help you stay in your property.

Glymph Properties work with house owners in San Diego, California to find solutions to foreclosure problems.

We will let you know how we can help.


If you have to get rid of a house near San Diego, we can help you. We buy San Diego, California houses like yours quickly.

Give Glymph Properties a call anytime 888-509-6267 Ext 4 or fill out the form here so that we can buy your San Diego house for cash-!

Our company is very happy to help you uncover answers to your toughest questions concerning selling a property easily in San Diego, so please give us a ring at 888-509-6267 Ext 4 and chat with us whenever.

Fill out this form or give Glymph Properties a call anytime at 888-509-6267 Ext 4 for a Fast, Reasonable Cash Offer

Visit our website -See how we buy properties fast!

Free seller resources!

We are interested in buying houses within 55 miles of the following zip codes: 92037, 92101, 92102, 92103, 92104, 92105, 92106, 92107, 92108, 92109, 92110, 92111, 92113, 92114, 92116, 92117, 92119, 92122, 92123, 92124, 92126, 92129, 92132, 92134, 92140, 92145, 92147, 92173.


Looking to find more high ROI investment properties or land… have a look at our investor website or give us a call anytime at 888-509-6267 Ext 3 San-Diego

Free investor resources!


Are you searching for a rent to own property or home… check-out our rent-to-own website or give us a ring anytime at 888-509-6267 Ext 5 San Diego

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