What can you do to save your Boston home when you are behind on your mortgage!

Missed A Number Of Mortgage Payments On My Boston, Massachusetts Property – I Want Guidance!

 Sell my home fast Boston , Massachusetts


Seriously… not only do you have to cover this month’s bill, but now you have to find a way to play catch-up and it isn’t like life’s bills just stop coming. If anything… when you are behind it just feels like more bills come out of the woodwork.

If you are behind on house loan payments there are a few options that can help you to avoid foreclosure in Boston maybe even sell your home. So many Boston houses have been taken via foreclosure, but there are several ways to avoid it.

1. Signaling with the white flag

No one really wants to file for bankruptcy. If you’re being crushed by lots of debt, bankruptcy can be an excellent way to negotiate with lots of creditors at once. It is a significant amount of work, and it will not help you avoid your bank loan. Every creditor has its own process that it follows for bankruptcies. You would benefit from serious professional help- the best you can afford.

2. Reaffirm

This can be a good card to play, but it may come with some unforeseen consequences. If you reaffirm your commitment to make your home loan payments, you have to make your payments. In some states where it’s allowed, an affirmation can create additional liabilities if your property is auctioned off.

3. Making Home Affordable (MHA)

You might be able to participate in the MHA program if your house loan qualifies. Any loans backed by Fannie Mae or Freddie Mac must be considered for MHA, and other lenders can choose to participate in MHA or not.

With MHA, your home loan payments and/or interest rates might be lowered even the principal balance (if your property is worth less than you owe). You might be able to get your mortgage payments suspended or reduced if you are unemployed.

Like with anything having to deal with the government MHA is a government program so there’s a ton of paperwork. It’s free money, but you’ll have to jump through some hoops to get it.

4. Negotiate with your bank

Most lenders offer some level of assistance. It’s possible. Get your interest rate lowered. Temporarily reduce or stop your payments. It’s in the realm of possibilities if you work hard and negotiate with your lender.

If there is even the slightest chance that lenders can make money from your situation they are going to steer you towards refinancing. If you can afford it, and all you are looking for is a temporary break from mortgage payments then this could work. But… just be aware that ordinarily by the time that you’re several payments behind you won’t qualify for a lower interest rate which is where the long term home loan savings are.

Brutal. That is the best word to describe the typical experience most people have when negotiating with their bank. You have to have enough patience to watch concrete dry to get through all the bureaucracy. Don’t sabotage yourself by being obnoxious. Try not to come across as anxious, but try to get as much help from anyone in a position to help as possible. Reassure the bank that you want to live in your house long term and explain the situation and provide supporting documentation.

If you seriously want to stay in your house and make “nice” with the bank, just inform them of the situation. Your loan provider is exceptionally understanding as long as you’re willing to play ball with them. Sometimes they would be willing to add several months of bank loan payments back onto the balance of your loan. In the end, your lenders will more than double their initial cash outlay, so just ask and they will want to work it out with you. The last thing that the loan companies want to do is foreclose because they’d lose a ton of money. If you will meet them midway they’ll try to figure something out with you.

If a lender can say no to someone like you who needs their help, then obviously they have overlooked how their industry turns a profit and just need a little help remembering.

5. Contact a 2115 home buyer

If you are behind in your home loan payments and want to sell fast, we can buy it. In particular circumstances, we may even be able to help you stay in your house.

We work with Massachusetts house owners to find solutions to property foreclosure problems.

We’ll let you know how we can help.


If you have to get rid of a home near 2115, we can help you. We buy homes in Boston, Massachusetts like yours fast.

Give us a call anytime 888-509-6267 Ext 4 or fill out the form here now- www.GPBuyshomes.com!

Our company is happy to help you uncover answers to your hardest questions concerning selling a property very quick in Boston, Massachusetts, so please contact us at 888-509-6267 Ext 4 and chat with us 24/7/365.

Fill out this form or give Glymph Properties a call anytime at 888-509-6267 Ext 4 for a Fair Cash Offer

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We are interested in purchasing houses in: 02108, 02109, 02110, 02111, 02113, 02114, 02115, 02116, 02118, 02119, 02120, 02121, 02122, 02124, 02125, 02126, 02127, 02128, 02129, 02130, 02131, 02132, 02134, 02135, 02136, 02199, 02205, 02210, 02215.


Do you need to find other high ROI properties to invest in… take a look at our investor website or give us a call anytime at 888-509-6267 Ext 3

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Trying to find a rent to own property… head to our rent-to-own website or give Glymph Properties a ring anytime at 888-509-6267 Ext 5

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